Now day We are signing new account now and then. Each service provider has it own sets of "term of service". These terms are bulky and usually ignored by the end user before signing.
Now a new initiative called tosdr.org, can help know the goods and hidden bad in simple layman terms about the service , you are about to signed or have signed already. They have simple rating system very good A to very bad (E).
Here are few sample common service we are using ...
Check it out.